Pro-Life Physicians Have Fewer Malpractice Claims

Deal W. Hudson
May 30, 2007

A historical survey is underway to study the medical malpractice rates of pro-life physicians.

If those physicians prove to have lower malpractice rates it could lead to lower insurance premiums and lower costs for their patients.

It also means that pro-life physicians could provide a set of best practices for use in hospitals and healthcare systems everywhere.

K&B Underwriters, experts in eldercare and medical malpractice insurance in Reston, Virginia are testing the hypothesis that physicians who practice medicine within a “Culture of Life” framework have fewer medical malpractice claims than their colleagues.

To test this premise they initiated a survey on their website www.kbunderwriters.com. Thus far over 400 physicians from 47 states, the District of Columbia, and Puerto Rico have completed the survey. The respondents represent 85 specialties and sub-specialties of medicine. Completed surveys are continuing to come in, and so far the results firmly attest to lower malpractice losses among pro-life physicians.

The initial results are stunning.

Pro-life physicians taking the survey have an average loss rate of 20 cents per dollar of premiums collected compared with an average of 81.4 cents in loss per dollar of premiums collected from all physicians. These results are from a 2007 report by the A. M. Best Co.

That’s more than a 75% difference in malpractice losses!

K&B Underwriters are hoping that the pro-life community will encourage more physicians to participate. If enough data can be collected and the present results hold steady then insurance companies may consider lowering medical malpractice premiums for these physicians. Lower costs could then be passed along to patients with the result that an industry struggling to hold down expenses will have found an answer in the moral practices of its practitioners.

Bryan Baird, founder, and president of K&B Underwriters explains: “Medical malpractice premiums for physicians are calculated based on the statistical likelihood that physicians, in general, will have lawsuits filed against them. Unfortunately, accidents happen to the best doctors. We believe, however, that physicians who respect human life from conception to natural death are more likely to bring a positive outcome out of a bad situation. If proven true, we will have found a way to establish a new standard of medical care that supports the Hippocratic Oath ‘to do no harm.'”

The industry is beginning to take note of the impact of religious belief on medical practices. Recent reports in the Archives of Internal Medicine (Apr. 9, 2007) and the New England Journal of Medicine (Feb. 8, 2007) have noted a high percentage of physicians practice their profession according to religious beliefs. The Archives of Internal Medicine reported that 88% of respondents to a recent survey are religiously affiliated, and 85% of respondents are influenced by religion. (Those numbers indicate that physicians as a group are more religious than the population in general.)

More information can be found in the “Culture of Life White Paper” at www.kbunderwriters.com. Physicians who believe in respecting human life from conception to natural death are encouraged to take the online survey.

By Deal Hudson

Deal W. Hudson was born November 20, 1949 in Denver, CO, to Emmie and Jack Hudson, both native Texans. Dr. Hudson had an older sister Ruth, and eventually, a younger sister, Elizabeth. Emmie Hudson, Ruth Hudson and Elizabeth Hudson now live in Houston, TX; Jack Hudson passed away some years ago. The late Jack Hudson was a captain for Braniff Airlines in Denver at the time of Dr. Hudson’s birth. Later the family moved to Kansas City when his father joined the Federal Aviation Agency. From Kansas City, the Hudson family moved to Minneapolis, then to Massapequa, NY, and finally to Alexandria, VA, where they first occupied a home overlooking the Potomac River adjacent to the Mount Vernon estate. After a year, the family moved to a home on Tarpon Lane a few houses up the street from the Yacht Haven boat docks. Dr. Hudson attended Mt. Vernon Elementary School from grades 4 to 6 and has a special gratitude for the teaching of Mr. Hoppe who first told him was a ‘smart lad.’ Having moved with his family to Fort Worth, TX in 1960, Dr. Hudson attended William Monnig Junior High and Arlington Heights HS. In high school, Dr. Hudson was captain of the golf team, editor of the literary magazine (Guerdon), and performed the role of Peter in the ‘The Diary of Anne Frank’ during his senior year. Dr. Hudson graduated cum laude with a major in philosophy from the University of Texas-Austin in 1971 where his undergraduate advisor was Prof. John Silber. His teachers at the University of Texas included Prof. Louis Mackey and Prof. Larry Caroline. Dr. Hudson minored in both classics and English literature. Dr. Hudson lived in Atlanta from 1974-1989, where he attended Emory University, receiving a Phd from the Graduate Institute for the LIberal Arts. He also taught philosophy at Mercer University in Atlanta from 1980-89. In 1989 Dr. Hudson and his family left Atlanta when he was hired to teach philosophy at Fordham University in the Bronx. Dr. Hudson taught at Fordham, and also part-time at New York University, from 1989 to 1994. Dr. Hudson first came to Atlanta in after graduation from Princeton Theological Seminary (PTS) with an M.Div. While at PTS, Dr. Hudson managed the Baptist Student Union at Princeton University and became its first director. Dr. Hudson also was licensed at a minister in the Southern Baptist Convention at Madison Baptist Church in Madison, NJ. Dr. Hudson’s primary area of study at PTS was the history of Christian doctrine which he pursued with Dr. Karlfried Froelich. In 1984 Dr. Hudson was received in the Catholic Church by Msgr. Richard Lopez, with the special permission of Archbishop Thomas A. Donnellan, at the chapel of Our Lady of Perpetual Help Cancer Home in Atlanta. Dr. Hudson has been married twenty-five years to Theresa Carver Hudson and they have two children, Hannah Clare, 23, and Cyprian Joseph (Chip), 15, adopted from Romania when he was three years old. The Hudson family has lived in Fairfax, VA for more than fifteen years, after having lived five years in Bronxville, NY and a year in Atlanta, GA, where Theresa and Deal were married.

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